Specialists in Insurance-Based Financing

Floda Risk & Finance is a consultancy and broker firm working in the cross-section of banking and insurance. The focus lies on reducing working capital needs by funding current assets. We also product develop tailor made insurance solutions in areas where the commercial insurance market lacks capacity or is absent.

We use well proven techniques and established markets in direct insurance, reinsurance and financing. By tapping the insurance market for risk transfer and the banking market for funding, value is brought to your shareholders in a way none of these markets could have done alone. Keywords are uncomplicated, flexible and relevant.

By strengthening your ratio of equity to assets, your company becomes more attractive to providers of long term debt, while at the same time responding to shareholders' demands on increased productivity in capital employed.  See a schematic illustration.